Job Description

Business is Booming! Planet Home Lending, LLC, is a privately held, full-service, national mortgage lender and servicer company. Planet is FNMA and FHLMC approved and sells through the Retail and Correspondent Channels, offering FHA, VA, Conventional, USDA and many other products. Planet Home Lending continues to reach month over month sales and servicing increases! Come join us!

Job Summary

The primary purpose of the Default Fulfillment Closer is to create, review, and ensure the accuracy of the documents required to complete the approved mitigation event pursuant to the investors guidelines.

Essential Duties and Responsibilities

• Prepares Modification, Deed in Lieu, and Short-sale documents required to complete the closing pursuant to the investor rules and PHL policies and procedures.
• Orders and reviews title reports and original loan documents to insure clear title to complete the closing. Coordinates the recording of the documents with PHLs vendor.
• Maintains comprehensive tracking reports of documents outstanding from the mortgagors, title, companies, vendors, and recorders office.
• Timely clears any document or title deficiency.
• Ensures closing costs on short-sales are within investor guidelines.
• Assists Mitigation Processors and Underwriters in obtaining and imaging documents.
• Performs miscellaneous duties as assigned.

Position Requirements

Education

• High school diploma or GED equivalent required

Experience

• Relevant work experience in mortgage loan documents
• Knowledge of real estate title requirements.
• Experience in mortgage default servicing and modification programs a plus

Functional/Technical Skills

• Excellent computer skills and ability to learn and adapt quickly to new software.
• Excellent written and verbal communication skills
• Self-motivated and collaborative team player with critical thinking, problem solving, mathematical and analytical skills.
• Strong knowledge of mortgage loan documents and property title requirements.
• Strong organizational skills, ability to prioritize in a multi-tasking, fast-paced environment
• Ability to interact effectively with external and internal clients across departments and locations.
• Aptitude to work in a deadline-driven environment.
• Ability to act and work independently with minimal supervision
• Ability to maintain confidentiality.
• Advanced knowledge of Microsoft Excel and Word
• Knowledge of MSP servicing system a plus.

Environmental/Physical Demands

• Standard office environment unless otherwise stated.
• Some travel may be needed.

Benefits

Our benefits package includes 3 comprehensive Cigna or Kaiser medical plans, dental, and vision insurance. We provide short term and long-term disability insurance, basic life insurance, 401(k), and 11 employer paid holidays. In addition, we offer supplemental benefits to include life insurance, critical illness and accident plans.

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